Health Plans for Philadelphia & South Jersey Businesses of All Sizes
Custom Benefits Designed to Save Employers 10-15% or More
See How It Works
Stop Overpaying for Healthcare That Delivers Less.
At Pinpoint Health Benefits, we help businesses like yours cut costs, attract top talent, and give your team direct access to world-class care at an affordable price—with no deductibles, coinsurance, or referrals through our Preferred Provider Program.
Download Our OverviewWhy Employers Choose Pinpoint
Proven Savings & Predictable Costs
Our level-funded health plans are designed for stability and value. You’ll experience 10-15% or more in savings compared to fully insured plans, with the same predictable monthly costs.
Access to World-Class Care
Your members can see any doctor or hospital nationwide, but benefit from no deductibles, coinsurance, or referrals required when using preferred providers like Penn Medicine and AtlantiCare.
Flexible, Local-Focused Plans
Unlike national “one-size-fits-all” carriers, we design benefits that fit your budget, your business, and your location. Healthcare is local, and your benefits should reflect that.
Benefits for Employers
- Transparent pricing with no surprises or hidden fees
- Stronger recruiting and retention with competitive benefits
- Strategic cost control for long-term growth
- Local expertise backed by decades in the health benefits industry
Benefits for Members
- Nationwide provider access for flexibility
- No deductibles or coinsurance when using preferred providers like Penn Medicine and AtlantiCare
- No referrals required for specialist visits
- Personalized care navigationto simplify the healthcare journey
Watch How Pinpoint Delivers Savings for Philadelphia & South Jersey Employers
How Our Health Plans Work
We combine the predictability of a fully insured plan with the cost savings of a self-funded model without the risk and complexity.
- We Assess Your Needs → We align your plan with your company’s goals, workforce, and budget.
- We Build Your Plan → Powered by our Penn Medicine and AtlantiCare partnerships and flexible design, we craft benefit plans that drive savings and satisfaction.
- Preferred Provider Savings → Our local, experienced team is with you every step of the way.
Why Local Matters
Philadelphia, Delaware Valley, and South Jersey employers face unique healthcare challenges, from rising premiums to attracting talent in a competitive market.
By partnering with world-class regional health systems like Penn Medicine and AtlantiCare, our plans provide better care, lower costs, and local options for convenient access.
Download Resources Crafted Specifically for Employers Like You.
They are designed to help you reduce healthcare costs, improve employee benefits, and make smarter decisions for your business.
Your Playbook for Smart Conversations with Your Broker
Want to Learn More?
Explore Our PlansGet to Know Us
We know you need a partner you can rely on to deliver. Check out our team and more of our resources to learn more about us.
Ready to create a health benefits strategy that supports your business and team?
