Philadelphia Employer Health Plans That Save 10–15%+
Custom Health Benefits for Delaware Valley Employers of All Sizes
See How It Works
Stop overpaying for healthcare that delivers less.
At Pinpoint Health Benefits, we help businesses like yours cut costs, attract top talent, and give your team direct access to world-class care at Penn Medicine, with no deductibles or coinsurance.
Why Philadelphia Employers Choose Pinpoint
Proven Savings & Predictable Costs
Our level-funded health plans are designed for stability and value. You’ll enjoy 10–15% savings compared to fully insured plans, with the same predictable monthly costs to make budgeting easier.
Direct Access to Penn Medicine
Your employees can see any doctor or hospital nationwide, but when they choose Penn Medicine Tier-One providers right here in the Delaware Valley, they have low (or no) out-of-pocket costs.
Flexible, Local-Focused Plans
Unlike national “one-size-fits-all” carriers, we design benefits that fit your Philadelphia-area business. Healthcare is local, and your benefits should reflect that.
Benefits for Employers
- Transparent pricing—no surprises or hidden fees
- Stronger recruiting and retention with competitive benefits
- Strategic cost control for long-term growth
- Local expertise backed by decades in the health benefits industry
Benefits for Employees
- No referrals required for specialist visits
- No (or low) out-of-pocket costs when using Tier-One Providers from Penn Medicine
- Nationwide provider accessfor flexibility
- Personalized care navigationto simplify the healthcare journey
Watch How Pinpoint Health Benefits Delivers Savings for Philadelphia & Delaware Valley Employers
How Our Health Plans Work
- We Assess Your Needs—We align your plan with your company’s goals, workforce, and budget.
- We Build Your Plan—Powered by our Penn Medicine partnership and flexible design, we create benefits that drive savings and satisfaction.
- We Support You Long-Term—Our local, experienced team is with you every step of the way.
Why Local Matters
Philadelphia-area employers face unique healthcare challenges, from rising premiums to attracting talent in a competitive market. By partnering with Penn Medicine and our network of 4,800+ local providers, we deliver better care, lower costs, and hometown service that national carriers can't match.
Download resources crafted specifically for employers like you.
They are designed to equip you with knowledge to support your business and enhance your strategy.
Your Playbook for Smart Conversations with Your Broker
Want to Learn More?
Explore Our PlansGet to Know Us
We know you need a partner you can rely on to deliver. Check out our team and more of our resources to learn more about us.
Ready to create a health benefits strategy that supports your business and team?
