Transparent Pricing for Health Plans from Pinpoint Health Benefits
Built to Support Healthy Businesses and Employees in Your Community
Ready to find a health plan solution that works for you, your clients, and their employees?
In partnership with Crum & Forster, we have developed a market-leading solution that works with local providers like Penn Medicine and Atlantic Healthcare. By establishing strong local relationships, we can offer highly customizable health plans that deliver world-class care with low (or no) out-of-pocket costs for the employees.
Take a Closer Look at Our PlansPinpoint Health Plans Include:
Telemedicine
Maternity Programs
Well Baby Care
Pharmacy Coverage
Level Funded Basics
Zero in on Stability without Sacrificing Savings
With healthcare costs rising and the public perception continuing to sour towards larger insurance companies, many employers are looking for more effective solutions to fund their healthcare benefits. Their options generally fall into two categories, but Pinpoint Health Benefits has a third option.
| first cell | Fully-Insured Health Insurance |
|---|---|
| Fixed Monthly Costs | |
| Predictable Expenses | |
| Controlled Risks | |
| Freedom from Shareholders | |
| Transparency | |
| Savings | |
| Simple & Efficient | |
| Members First Mentality |
What Do These Options Mean for Businesses?
Fully-Insured Health Insurance
The traditional route that many choose due to stability and network access. However, these costs are quickly becoming inconceivably high. Employers run the risk of losing their business and/or losing top talent in the face of healthcare costs or poor benefits offering.
Self-Funded Health Plans
This allows the employer to have control over the spend, insight into the costs, and more customizable options through a Third Party Administrator and other point solutions that address specific areas like pharmacy benefits, claims processing, chronic conditions, network solutions, and more.
While it allows for much more freedom and solutions bespoke to the employer’s member population, it means taking on risk. That risk could turn into a multi-million dollar claim that could sink the business.
Pinpoint Health Benefits Level-Funded Health Plans
Level-funded health plans allow you to do just that. Rather than navigating the volatility of claims, employers pay fixed monthly costs and still get transparency into their healthcare spend.
Let’s Take a Closer Look at How Pinpoints, Level-Funded Plans Cover Members.
Pinpoint Platinum Plan Highlights
Pinpoint Gold Plan Highlights
Pinpoint Silver Plan Highlights
Pinpoint Bronze Plan Highlights
With our preferred Tier-One providers, members pay no coinsurance or deductible. But members can also go to other providers, if they choose.
| Benefit Offering | Your Plan Options | |
|---|---|---|
| TIER-ONE PROVIDERS | TIER-TWO PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $1,000/$2,000 |
| Telemedicine | $0 copay | $10 copay after deductible |
| Primary Care Physician | $10 copay | $10 copay after deductible |
| Urgent Care | $30 copay | 10% coinsurance after deductible |
| Emergency Room | $100 copay | 10% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| TIER-ONE PROVIDERS | TIER-TWO PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $2,000/$4,000 |
| Telemedicine | $0 copay | $20 copay after deductible |
| Primary Care Physician | $10 copay | $20 copay after deductible |
| Urgent Care | $30 copay | 20% coinsurance after deductible |
| Emergency Room | $100 copay | 20% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| TIER-ONE PROVIDERS | TIER-TWO PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $3,000/$6,000 |
| Telemedicine | $0 copay | $30 copay after deductible |
| Primary Care Physician | $10 copay | $30 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| TIER-ONE PROVIDERS | TIER-TWO PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $4,000/$8,000 |
| Telemedicine | $0 copay | $40 copay after deductible |
| Primary Care Physician | $10 copay | $40 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |
Want to see the full details of the Platinum Plan?
Want to see the full details of the Gold Plan?
Want to see the full details of the Silver Plan?
Want to see the full details of the Bronze Plan?
Ready to break away from the blur of rising healthcare costs and pinpoint a solution?