Pinpoint Health Benefits Plans

Ready to find a health plan solution that works for you, your clients, and their employees?

In partnership with Crum & Forster, we have developed a market-leading solution that works with local providers like Penn Medicine and Atlantic Healthcare. By establishing strong local relationships, we can offer highly customizable health plans that deliver world-class care with low (or no) out-of-pocket costs for the employees.

Take a Closer Look at Our Plans

first cell

Fully-Insured Health Insurance

Fixed Monthly Costs

Predictable Expenses

Controlled Risks

Freedom from Shareholders

Transparency

Savings

Simple & Efficient

Members First Mentality

What Do These Options Mean for Businesses?

Fully-Insured Health Insurance

The traditional route that many choose due to stability and network access. However, these costs are quickly becoming inconceivably high. Employers run the risk of losing their business and/or losing top talent in the face of healthcare costs or poor benefits offering.

Self-Funded Health Plans

This allows the employer to have control over the spend, insight into the costs, and more customizable options through a Third Party Administrator and other point solutions that address specific areas like pharmacy benefits, claims processing, chronic conditions, network solutions, and more.

While it allows for much more freedom and solutions bespoke to the employer’s member population, it means taking on risk. That risk could turn into a multi-million dollar claim that could sink the business.

Pinpoint Health Benefits Level-Funded Health Plans

Level-funded health plans allow you to do just that. Rather than navigating the volatility of claims, employers pay fixed monthly costs and still get transparency into their healthcare spend.

Benefit Offering	Your Plan Options
Per Individual/Family Per Calendar Year	$0 copay	$1,000/$2,000
Telemedicine	$0 copay	$10 copay after deductible
Primary Care Physician	$10 copay	$10 copay after deductible
Urgent Care	$30 copay	10% coinsurance after deductible
Emergency Room	$100 copay	10% coinsurance after deductible

Benefit Offering

Your Plan Options

TIER-ONE PROVIDERS

TIER-TWO PROVIDERS

Per Individual/Family Per Calendar Year

$0 copay

$1,000/$2,000

Telemedicine

$0 copay

$10 copay after deductible

Primary Care Physician

$10 copay

$10 copay after deductible

Urgent Care

$30 copay

10% coinsurance after deductible

Emergency Room

$100 copay

10% coinsurance after deductible

Benefit Offering	Your Plan Options
Per Individual/Family Per Calendar Year	$0 copay	$2,000/$4,000
Telemedicine	$0 copay	$20 copay after deductible
Primary Care Physician	$10 copay	$20 copay after deductible
Urgent Care	$30 copay	20% coinsurance after deductible
Emergency Room	$100 copay	20% coinsurance after deductible

Benefit Offering

Your Plan Options

TIER-ONE PROVIDERS

TIER-TWO PROVIDERS

Per Individual/Family Per Calendar Year

$0 copay

$2,000/$4,000

Telemedicine

$0 copay

$20 copay after deductible

Primary Care Physician

$10 copay

$20 copay after deductible

Urgent Care

$30 copay

20% coinsurance after deductible

Emergency Room

$100 copay

20% coinsurance after deductible

Benefit Offering	Your Plan Options
Per Individual/Family Per Calendar Year	$0 copay	$3,000/$6,000
Telemedicine	$0 copay	$30 copay after deductible
Primary Care Physician	$10 copay	$30 copay after deductible
Urgent Care	$30 copay	30% coinsurance after deductible
Emergency Room	$100 copay	30% coinsurance after deductible

Benefit Offering

Your Plan Options

TIER-ONE PROVIDERS

TIER-TWO PROVIDERS

Per Individual/Family Per Calendar Year

$0 copay

$3,000/$6,000

Telemedicine

$0 copay

$30 copay after deductible

Primary Care Physician

$10 copay

$30 copay after deductible

Urgent Care

$30 copay

30% coinsurance after deductible

Emergency Room

$100 copay

30% coinsurance after deductible

Transparent Pricing for Health Plans from Pinpoint Health Benefits

Ready to find a health plan solution that works for you, your clients, and their employees?

Pinpoint Health Plans Include:

Zero in on Stability without Sacrificing Savings

What Do These Options Mean for Businesses?

Fully-Insured Health Insurance

Self-Funded Health Plans

Pinpoint Health Benefits Level-Funded Health Plans

Let’s Take a Closer Look at How Pinpoints, Level-Funded Plans Cover Members.

Pinpoint Plan Highlights

Want to see the full details of the Platinum Plan?

Want to see the full details of the Gold Plan?

Want to see the full details of the Silver Plan?

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