---
title: Pinpoint Health Plans | Accessible, Affordable Coverage
description: Explore our platinum, gold, and silver health plan options to find the best fit for your clients that supports the health of their business and their employees.
---

![Hero banner](https://pinpointhealthbenefits.com/hs-fs/hubfs/Website%20Images/plans-page-hero-banner.webp?width=400&name=plans-page-hero-banner.webp)

## Ready to find a health plan solution that works for you, your clients, and their employees?

**In partnership with Crum & Forster**, we have developed a market-leading solution that works with local providers like Penn Medicine and AtlantiCare. By establishing strong local relationships, we can offer highly customizable health plans that deliver world-class care with low (or no) out-of-pocket costs for the member.

[Download Our Overview](https://pinpointhealthbenefits.com/hubfs/PIN_OverviewBrochure_2026.pdf)

### Pinpoint Health Plans Include:

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![Phone Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/icon-telemedicine.svg)

Telemedicine

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![Maternity Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/icon-maternity-programs.svg)

Maternity Programs

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![Well Baby Care Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/icon-well-baby-care.svg)

Well Baby Care

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![Pharmacy Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/icon-pharmacy-coverage.svg)

Pharmacy Coverage

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![Plus Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/plus.svg)

And More

Level-Funded Basics

## Zero in on Stability **without Sacrificing Savings**

With healthcare costs risings and options becoming more limited through larger insurance companies, many employers are looking for more effective benefit solutions.

**Beyond traditional fully insured and self-funded plans, Pinpoint offers a smarter alternative for employers in Philadelphia, South Jersey, and the greater Delaware Valley.**

Fully-Insured Health Insurance

Self-Funded Health Plans

Pinpoint Health BenefitsLevel-Funded Health Plan

| first cell | Fully-Insured Health Insurance | Self-Funded Health Plans | Pinpoint Health BenefitsLevel-Funded Health Plan |
| --- | --- | --- | --- |
| Fixed Monthly Costs | ** | ** | ** |
| Predictable Expenses | ** | ** | ** |
| Controlled Risks | ** | ** | ** |
| Freedom from Shareholders | ** | ** | ** |
| Transparency | ** | ** | ** |
| Savings | ** | ** | ** |
| Simple & Efficient | ** | ** | ** |
| Members First Mentality | ** | ** | ** |

![](https://pinpointhealthbenefits.com/hs-fs/hubfs/Website%20Images/plans-page-left-img.webp?width=573&height=596&name=plans-page-left-img.webp)

## What Do These Options **Mean for Businesses?**

#### Fully-Insured Health Insurance

Employers choose the traditional route for the stability and network access. However, these costs are quickly becoming inconceivably high and employers run the risk of losing their business or top-tier talent.

#### Self-Funded Health Plans

Self-funded plans give employers more control over spend and plan design while addressing specific high-costs areas. While this option gives employers more freedom, it also comes with more risk that could turn into a multi-million dollar claim potentially resulting in bankrupting the business.

#### Pinpoint Health Benefits Level-Funded Health Plans

Instead of facing the high costs of traditional insurance or the volatility of self-funding, a level-funded health plan gives employers predictable monthly costs while still providing greater visibility into spend.

![download icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/download.svg)

## Take a Closer Look at Pinpoint's Level-Funded Plans.

## Pinpoint **Platinum Plan** Highlights

## Pinpoint **Gold Plan** Highlights

## Pinpoint **Silver Plan** Highlights

## Pinpoint **Bronze Plan** Highlights

With our preferred Tier-One providers, members pay no coinsurance or deductible. But members can also go to other providers, if they choose.

Pinpoint Platinum Plan

Pinpoint Gold Plan

Pinpoint Silver Plan

Pinpoint Bronze Plan

| Benefit Offering | Your Plan Options |  |
| --- | --- | --- |
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS |  |
| Per Individual/Family Per Calendar Year | $0 copay | $1,000/$2,000 |
| Telemedicine | $0 copay | $10 copay after deductible |
| Primary Care Physician | $10 copay | $10 copay after deductible |
| Urgent Care | $30 copay | 10% coinsurance after deductible |
| Emergency Room | $100 copay | 10% coinsurance after deductible |

| Benefit Offering | Your Plan Options |  |
| --- | --- | --- |
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS |  |
| Per Individual/Family Per Calendar Year | $0 copay | $2,000/$4,000 |
| Telemedicine | $0 copay | $20 copay after deductible |
| Primary Care Physician | $10 copay | $20 copay after deductible |
| Urgent Care | $30 copay | 20% coinsurance after deductible |
| Emergency Room | $100 copay | 20% coinsurance after deductible |

| Benefit Offering | Your Plan Options |  |
| --- | --- | --- |
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS |  |
| Per Individual/Family Per Calendar Year | $0 copay | $3,000/$6,000 |
| Telemedicine | $0 copay | $30 copay after deductible |
| Primary Care Physician | $10 copay | $30 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |

| Benefit Offering | Your Plan Options |  |
| --- | --- | --- |
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS |  |
| Per Individual/Family Per Calendar Year | $0 copay | $4,000/$8,000 |
| Telemedicine | $0 copay | $40 copay after deductible |
| Primary Care Physician | $10 copay | $40 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |

#### Want to see the full details of the Platinum Plan?

#### Want to see the full details of the Gold Plan?

#### Want to see the full details of the Silver Plan?

#### Want to see the full details of the Bronze Plan?

[See Your Summary of Benefits Here](https://pinpointhealthbenefits.com/hubfs/Plan%20Summaries%202026/Platinum%20Plan_2026.pdf) [See Your Summary of Benefits Here](https://pinpointhealthbenefits.com/hubfs/Plan%20Summaries%202026/Gold%20Plan_2026.pdf) [See Your Summary of Benefits Here](https://pinpointhealthbenefits.com/hubfs/Plan%20Summaries%202026/Silver%20Plan_2026.pdf) [See Your Summary of Benefits Here](https://pinpointhealthbenefits.com/hubfs/Plan%20Summaries%202026/Bronze%20Plan_2026.pdf)

![Green Marker Icon](https://pinpointhealthbenefits.com/hubfs/Website%20Images/icon-green-marker.svg)

Ready to discover the Pinpoint difference?

## Get started today.

[Let’s Talk About Your Options](https://pinpointhealthbenefits.com/contact)