Transparent Pricing for Health Plans
Built to Support Healthy Businesses and Employees in Your Community
How Our Plans Benefit You
Ready to find a health plan solution that works for you, your clients, and their employees?
In partnership with Crum & Forster, we have developed a market-leading solution that works with local providers like Penn Medicine and AtlantiCare. By establishing strong local relationships, we can offer highly customizable health plans that deliver world-class care with low (or no) out-of-pocket costs for the member.
Download Our OverviewPinpoint Health Plans Include:
Telemedicine
Maternity Programs
Well Baby Care
Pharmacy Coverage
And More
Level-Funded Basics
Zero in on Stability without Sacrificing Savings
With healthcare costs risings and options becoming more limited through larger insurance companies, many employers are looking for more effective benefit solutions.
Beyond traditional fully insured and self-funded plans, Pinpoint offers a smarter alternative for employers in Philadelphia, South Jersey, and the greater Delaware Valley.
| first cell | Fully-Insured Health Insurance |
|---|---|
| Fixed Monthly Costs | |
| Predictable Expenses | |
| Controlled Risks | |
| Freedom from Shareholders | |
| Transparency | |
| Savings | |
| Simple & Efficient | |
| Members First Mentality |
What Do These Options Mean for Businesses?
Fully-Insured Health Insurance
Employers choose the traditional route for the stability and network access. However, these costs are quickly becoming inconceivably high and employers run the risk of losing their business or top-tier talent.
Self-Funded Health Plans
Self-funded plans give employers more control over spend and plan design while addressing specific high-costs areas. While this option gives employers more freedom, it also comes with more risk that could turn into a multi-million dollar claim potentially resulting in bankrupting the business.
Pinpoint Health Benefits Level-Funded Health Plans
Instead of facing the high costs of traditional insurance or the volatility of self-funding, a level-funded health plan gives employers predictable monthly costs while still providing greater visibility into spend.
Take a Closer Look at Pinpoint's Level-Funded Plans.
Pinpoint Platinum Plan Highlights
Pinpoint Gold Plan Highlights
Pinpoint Silver Plan Highlights
Pinpoint Bronze Plan Highlights
With our preferred Tier-One providers, members pay no coinsurance or deductible. But members can also go to other providers, if they choose.
| Benefit Offering | Your Plan Options | |
|---|---|---|
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $1,000/$2,000 |
| Telemedicine | $0 copay | $10 copay after deductible |
| Primary Care Physician | $10 copay | $10 copay after deductible |
| Urgent Care | $30 copay | 10% coinsurance after deductible |
| Emergency Room | $100 copay | 10% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $2,000/$4,000 |
| Telemedicine | $0 copay | $20 copay after deductible |
| Primary Care Physician | $10 copay | $20 copay after deductible |
| Urgent Care | $30 copay | 20% coinsurance after deductible |
| Emergency Room | $100 copay | 20% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $3,000/$6,000 |
| Telemedicine | $0 copay | $30 copay after deductible |
| Primary Care Physician | $10 copay | $30 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |
| Benefit Offering | Your Plan Options | |
|---|---|---|
| PREFERRED PROVIDERS | NON-PREFERRED PROVIDERS | |
| Per Individual/Family Per Calendar Year | $0 copay | $4,000/$8,000 |
| Telemedicine | $0 copay | $40 copay after deductible |
| Primary Care Physician | $10 copay | $40 copay after deductible |
| Urgent Care | $30 copay | 30% coinsurance after deductible |
| Emergency Room | $100 copay | 30% coinsurance after deductible |
Want to see the full details of the Platinum Plan?
Want to see the full details of the Gold Plan?
Want to see the full details of the Silver Plan?
Want to see the full details of the Bronze Plan?
See Your Summary of Benefits Here See Your Summary of Benefits Here See Your Summary of Benefits Here See Your Summary of Benefits Here
Ready to discover the Pinpoint difference?