At Pinpoint Health Benefits, we have a duty to employers, to save money and get the best possible care. It’s as simple as that.
But the healthcare and health insurance industries are incredibly complex and there is no reason to hope costs will go down.
That’s where we want to help. Partnering with local businesses and local providers in your community, we want to connect them in a way that engages the best care, supports the health of the member, and grows the business.
Our Mission
At Pinpoint Health Benefits, our mission is to empower local businesses with innovative employee benefit solutions that prioritize affordability, transparency, and exceptional care.
Our Vision
Our vision is to transform the impact that employee benefits have on businesses and their members – from a negative impact because of the cost and confusing care journey to a positive impact that creates a healthier future for the business and each individual member.
Meet the Pinpoint Team
Our team is comprised of business experts focused on delivering results. They have amassed a depth of experience that leads to creative problem-solving, insightful perspective, and a drive to improve.
Tom Knox
Chairman & CEO
Tom Knox is a successful entrepreneur and insurance industry professional.
Thomas “Tom” J. Knox is Chairman and President of Pinpoint Health Benefits.
Tom Knox is a successful entrepreneur and insurance industry professional. In addition to Pinpoint Health Benefits, Mr. Knox is the Founder of Homestead Smart Health Plans and the current Chairman of Homestead Insurance Company. As CEO of UnitedHealthcare of Pennsylvania from 2004 through 2006, Mr. Knox was responsible for overseeing all areas of operations in Pennsylvania and surrounding jurisdiction. His oversight included expanding the provider network, sales and marketing, administration of group health plan operations, recruiting, hiring, managing company employees, and product development.
Mr. Knox served as Chairman of the Board and CEO of Fidelity Insurance Group for 5 years starting in 1999. In 2004, Mr. Knox successfully negotiated the sale of Fidelity Insurance Group to UnitedHealthcare, Inc.
Tom Knox has deep ties to Pennsylvania, as a lifelong resident of the Philadelphia area. Mr. Knox was a candidate for Governor of Pennsylvania in 2010 and ran for Mayor of Philadelphia in 2007. He served as Deputy Mayor for the Office of Management and Productivity for the City of Philadelphia from January 1992 through July 1994 under Mayor Edward G. Rendell. Mr. Knox currently serves as a member of the Library of Congress.
He is a proud husband and father to two sons and grandfather to six grandchildren.
Sean P. Gale, Esq. LLM
General Counsel
Sean Gale brings expertise in health insurance and the provider side of healthcare.
Sean P. Gale, Esq. is General Counsel of Pinpoint Health Benefits.
In addition to his work in health insurance, Mr. Gale has experience in the provider side of the healthcare industry. He served as General Counsel and Chief Compliance Officer of Malvern Treatment Centers, a conglomerate of behavioral health corporations providing substance abuse rehabilitation and psychiatric services.
A licensed attorney in Pennsylvania, Sean Gale earned his Bachelor of Business Administration at Temple University before earning his Juris Doctor from Villanova Law School, where he was awarded a full-tuition merit scholarship. Mr. Gale continued his education at Drexel University’s Kline School of Law, earning an LLM in Health Care and Pharmaceutical Law.
Sean Gale is a proud Pennsylvanian and continuously looks for ways to serve his state. In 2022, Mr. Gale was a candidate for United States Senate in Pennsylvania and ran for Montgomery County Commissioner in 2019.
Edgar A. Miranda
Chief Operating Officer
Edgar Miranda advises clients on underwriting, benefit design, sales, and marketing.
Edgar Miranda is the Chief Operating Officer of Pinpoint Health Benefits.
Mr. Miranda is also the Founder of Auditio Advisors, LLC, and a Sunstone Management Advisors Operating Partner, supporting Commercial Insurance and Employee Benefits Services.
Edgar Miranda advises clients on underwriting, benefit design, sales, and marketing. He also provides coaching counsel to several executives throughout the country. He focuses on troubleshooting root causes to help drive measurable results for small to mid-size companies.
In addition to Auditio, Mr. Miranda brings over 25 years of executive experience from a wide range of leadership positions with The Cigna Group. In his most recent role at Cigna, he was responsible for a major turnaround of an underperforming four-state region by focusing on distribution, operations and network development.
Mr. Miranda brings his long-standing passion for problem-solving and performance improvement to Pinpoint Health Benefits and he is honored to represent a solution for all employer’s benefit needs.
Pinpoint Your Plan
Choose between three health plan options built around employee contribution levels. With the Tier-One benefits included in all plans, employees will not pay deductibles or co-insurance when they use our preferred providers, hospitals, and facilities.
See Our Plan Options
Ready to break away from the blur of rising healthcare costs and pinpoint a solution?