Delaware Valley Health Insurance Solutions for Brokers
Partner with Pinpoint Health Benefits to Win More Business
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As a health insurance broker in the Philadelphia and Delaware Valley region, you know the challenges:
- Rising premiums eating into employer budgets
- Clients demanding predictable, affordable solutions
- A crowded, competitive marketplace
- At Pinpoint Health Benefits, we help you deliver level-funded health plans that meet client needs without sacrificing quality, backed by the trusted care of Penn Medicine.
Trusted by Leading Delaware Valley Brokers
“Pinpoint Health gave me a real alternative for my clients that delivers both savings and employee satisfaction. Their local partnership with Penn Medicine sealed the deal.”
Why Brokers Choose Pinpoint Health Benefits
Cost Savings You Can Prove
Our level-funded plans typically lower your clients’ baseline costs by 10–15% compared to fully insured health plans.
Predictable, Budget-Friendly Pricing
Your clients receive the same predictable monthly cost, so they can plan with confidence.
Plans Overview Brochure
Local Access to World-Class Care
- Through our Tier-One partnership with Penn Medicine, members have direct access to 4,800+ top providers in the Philadelphia region.
- No deductible or coinsurance when using Penn Medicine Tier-One providers
- Freedom to see any provider, in or out-of-network
Designed for the Philadelphia & Delaware Valley Market
Our solutions are built for the realities of doing business in:
- Philadelphia County
- Bucks, Montgomery, Delaware, and Chester Counties
- South Jersey and Northern Delaware
- We understand local employer concerns, from manufacturing in Bucks County to professional services in Center City, and tailor plan options to fit each business.
How Our Health Plans Work
We combine the predictability of a fully insured plan with the cost savings of a self-funded model without the risk and complexity.
- Level-Funded Premiums → Same payment each month, covering claims, admin costs, and stop-loss protection.
- Surplus Opportunities → If claims are lower than projected, your clients may get money back at the end of the year.
- Tier-One Savings → Employees who choose Penn Medicine for care enjoy waived deductibles and coinsurance.
What This Means for You
By partnering with us, you can:
- Differentiate your portfolio with a unique, locally trusted option
- Offer stability in an unpredictable market
- Give clients more control over their healthcare spending
- Free up your time while we handle administration and compliance
Want to Learn More?
Explore Our PlansGet to Know Us
Whether you work with small businesses, mid-sized employers, or large groups, Pinpoint Health Benefits can help you deliver plans that save money, improve access, and strengthen your client relationships.
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